Insurance & Benefit Plans

Insurance & Benefit Plans

Insurance & Benefit Plans

Insurance & Benefit Plans

Insurance & Benefit Plans

Insurance & Benefit Plans

Networks

Our office encourages patients who do not have vision benefits to consider our services, however, we are in-network with the following:

VISION BENEFIT PLANS

  • VSP

  • EYEMED

  • COMP BENEFITS

  • HUMANA VISION

  • VCP

  • SAFEGUARD

  • GUARDIAN – VSP

  • CIGNA VISION

  • VISION BENEFITS OF AMERICA

  • and more…


MEDICAL INSURANCE PLANS (PPO)

  • AETNA

  • BEECH STREET

  • BLUE CROSS BLUE SHIELD

  • CIGNA

  • FIRST HEALTH NETWORK

  • MEDICARE PART B

  • PHCS

  • TEXAS TRUE CHOICE

  • and more…

Routine Vision Coverage

Some individuals are fortunate enough to have “Routine Vision Insurance” through their employer’s medical coverage policy. Some plans pay toward the optometric eye exam only, others will sometimes pay towards the contact fitting fee and some even pay toward materials. If you are uncertain about your benefit eligibility, you will need to check with your human resource department or call your insurance company directly and inquire about eligibility.

Questions you should ask:

  1. Does my insurance plan provide optometric vision benefits and coverage?

  2. Can I see the eye doctor of my choice?

  3. What does my plan allow?

If your medical policy allows you to see any eye doctor of your choice we will verify your coverage, file the claim electronically and accept assignment of benefits for you.

To verify your vision coverage, we will need a phone number for verification of benefits, a group, plan or policy number, the social security number of the insured, member and patient’s date of birth, and name of employer. Verification of insurance benefits must be verified 24 hours prior to your appointment.

When you arrive for your appointment we will need a copy of your insurance plan policy card. You will be expected to pay in full the difference in the amount allowed at time of service. If for any reason the insurance company pays less than quoted you will be responsible for any amount unpaid.

Care Credit

As a service to our patients, we are pleased to offer the CareCredit card, the nation’s leading patient payment program. CareCredit lets you begin your procedure immediately—then pay for it over time with low monthly payments that are easy to fit into your monthly budget. So, you can begin your vision care today and conveniently pay with low, monthly payments. CareCredit offers a comprehensive range of No Interest and Extended Payment Plans for procedure fees from $1 to over $25,000

No Interest Payment Plans

  • 6, 12 & 18 month plan options

  • No interest if the balance is paid within the specified time period

  • Low minimum monthly payments

Extended Payment Plans

  • 36, 48 & 60 month plan options

  • For procedure fees from $1,000 to over $25,000

  • 11.90% interest rate

  • Monthly payments as low as $25 for a $1,000 fee balance


With CareCredit, you pay no up-front costs, no pre-payment penalties and no fees. Plus, CareCredit is a revolving credit line for additional treatment or add-on charges, without the need to re-apply. It only takes a few minutes to apply for CareCredit and you may receive an online decision in seconds! Apply now or see our staff for more details.

We are also providers for CareCredit

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